Stock Ticker: LMND

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Next Earnings: Unknown

Recommendation: HV

Current Price: $51.61

Total Wheels: 20

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Option Selling Put Choices

Typically you want to choose options that have a higher than 70% chance of being out of the money, since then you only have a 30% chance of actually acquiring the stock. Beyond that maximumizing the annualized rate of return is a good idea.

Annualized rate of return is computed fairly bullish as (max_return * odds + (1 - odds)) ^ (252 / calendar_days). This assumes that if you accidently acquire the stock you will be able to do something such that effectively get you a 1x return immediately.

Ticker Strike Premium Ticker Price Calendar Days To Expiration Odds Out Of The Money % Maximum Return % Annualized Rate Of Return
LMND 51.0 2.3 51.61 18 (2026-09-04) 56.41% 4.51% 1.42x
LMND 50.0 2.75 51.61 28 (2026-09-18) 60.78% 5.50% 1.34x
LMND 50.0 7.2 51.61 93 (2026-12-18) 61.23% 14.40% 1.26x
LMND 50.0 7.6 51.61 113 (2027-01-15) 61.50% 15.20% 1.22x
LMND 45.0 4.8 51.61 93 (2026-12-18) 70.80% 10.67% 1.22x
LMND 45.0 1.1 51.61 28 (2026-09-18) 80.55% 2.44% 1.19x
LMND 40.0 3.1 51.61 93 (2026-12-18) 79.50% 7.75% 1.18x
LMND 40.0 3.5 51.61 113 (2027-01-15) 78.86% 8.75% 1.16x
LMND 47.5 0.1 51.61 3 (2026-08-14) 93.25% 0.21% 1.10x
LMND 48.0 0.1 51.61 3 (2026-08-14) 90.48% 0.21% 1.10x
LMND 40.0 0.35 51.61 28 (2026-09-18) 92.57% 0.87% 1.08x
LMND 30.0 0.22 51.61 28 (2026-09-18) 96.96% 0.73% 1.07x
LMND 25.0 0.18 51.61 28 (2026-09-18) 97.91% 0.72% 1.07x
LMND 46.0 0.05 51.61 3 (2026-08-14) 96.33% 0.11% 1.05x