Stock Ticker: LMND

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Next Earnings: Unknown

Recommendation: HV

Current Price: $74.26

Total Wheels: 19

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Option Selling Put Choices

Typically you want to choose options that have a higher than 70% chance of being out of the money, since then you only have a 30% chance of actually acquiring the stock. Beyond that maximumizing the annualized rate of return is a good idea.

Annualized rate of return is computed fairly bullish as (max_return * odds + (1 - odds)) ^ (252 / calendar_days). This assumes that if you accidently acquire the stock you will be able to do something such that effectively get you a 1x return immediately.

Ticker Strike Premium Ticker Price Calendar Days To Expiration Odds Out Of The Money % Maximum Return % Annualized Rate Of Return
LMND 74.0 6.6 74.26 10 (2026-02-20) 55.22% 8.92% 3.36x
LMND 73.0 6.1 74.26 10 (2026-02-20) 57.55% 8.36% 3.27x
LMND 70.0 4.6 74.26 10 (2026-02-20) 64.63% 6.57% 2.85x
LMND 69.0 4.3 74.26 10 (2026-02-20) 66.76% 6.23% 2.79x
LMND 74.0 7.4 74.26 15 (2026-02-27) 55.72% 10.00% 2.49x
LMND 71.0 1.8 74.26 5 (2026-02-13) 67.91% 2.54% 2.36x
LMND 70.0 5.5 74.26 15 (2026-02-27) 63.99% 7.86% 2.28x
LMND 65.0 2.85 74.26 10 (2026-02-20) 75.46% 4.38% 2.27x
LMND 60.0 1.55 74.26 10 (2026-02-20) 84.74% 2.58% 1.73x
LMND 70.0 6.9 74.26 30 (2026-03-20) 63.61% 9.86% 1.67x
LMND 60.0 2.0 74.26 15 (2026-02-27) 82.85% 3.33% 1.58x
LMND 65.0 0.6 74.26 5 (2026-02-13) 87.32% 0.92% 1.50x
LMND 60.0 3.3 74.26 30 (2026-03-20) 79.43% 5.50% 1.43x
LMND 70.0 10.8 74.26 70 (2026-05-15) 64.10% 15.43% 1.40x
LMND 70.0 11.8 74.26 94 (2026-06-18) 64.47% 16.86% 1.32x
LMND 70.0 15.4 74.26 160 (2026-09-18) 66.04% 22.00% 1.24x
LMND 50.0 6.1 74.26 160 (2026-09-18) 82.76% 12.20% 1.16x
LMND 42.0 5.7 74.26 245 (2027-01-15) 86.95% 13.57% 1.12x
LMND 40.0 5.0 74.26 245 (2027-01-15) 88.21% 12.50% 1.11x
LMND 40.0 2.9 74.26 160 (2026-09-18) 90.32% 7.25% 1.11x